Adrian pearson is A VETERAN UK CHARTERED ACCOUNTANT AND the founder of ledgerscope - A SOFTWARE COMPANY MAking great tools for accountants in practice.

We are getting a new car, we don't want to own a car

Our existing car must be replaced. We don't want to own another car but, unfortunately, it's one of life's necessities. So we have to bite the bullet, again.

Cars are expensive to buy, expensive to insure and expensive to maintain. And then there's the fuel costs. I well remember telling my teenage sons, after they passed their driving test, that owning a car feels like burning £20 notes all day long.

I fully appreciate that many people could not earn a living without use of a car. For the vast majority of us though that's not the case. This is a typical day's agenda for our vehicle:

08:30 - 09:00 Commute to work
09:00 - 17:00 Languish in work car park
17:00 - 17:45 Commute home (includes shopping on way)
17:00 - 08:30 Languish on driveway overnight

Of course, the car is more employed over the weekend, and some week nights we do actually leave the house, but I would say the above timetable is the most common overall.

What a waste. A waste of money and valuable resources. So much investment in a technological marvel that only gets used maybe 2 hours in each 24. Not really "sweating the assets" are we?

Services are springing up to address the need for occasional car use but, whilst these are the first signs of a new approach, they are only really practical for those of us living in the city. And they don't solve the commute need problem.

When someone cracks the way to match the millions of cars sitting idle most of the day and all night with people who need to use them we will have a much more sensible car use/ownership model. One that saves everyone money and helps save the planet.

The tax gestapo

Faxing - remember doing that?